some of packages available at our Institute:
What is Yeshasvini Scheme ?
This is a case study of the Yeshasvini Health Insurance Scheme for rural farmers and peasants in Karnataka. The scheme, now in its second year of operation, covers 2.2 million farmers and peasants who pay an annual premium of Rupees 60 ($1.50) for comprehensive coverage of all surgical procedures and outpatient care. The scheme is unique in that it has overcome many of the problems associated with health insurance schemes for the poor (such as low levels of coverage and benefits). These features raise the potential of the scheme to be a model for developing countries in providing a modicum of health security for their citizens. In this case study we describe the origins and functioning of the scheme and analyze its performance todate, with a view to assessing the generalizability of this model of health insurance to other populations and countries. We find support for transferability to several other states in India, particularly those with a reasonable network of private hospitals. We also identify the institutional conditions that influence success of a scheme like this, while discussing some of the critical problems that occurred during the scheme’s first year of operations.
What is E.S.I. Scheme ?
In addition to necessities of food, clothing, housing etc., man needs security in times of physical and economic distress consequent upon sickness, disablement etc. The Employees State Insurance Scheme is an integrated measure of Social Insurance embodied in the Employees State Insurance Act and is designed to accomplish the task of protecting employees as defined in the Employees State Insurance Act against the hazards of sickness, maternity, disablement and death due to employment injury and to provide medical care to insured persons and their families. The Scheme covers employees of non-seasonal power-using factories employing 10 or more persons. There is, however, a built-in provision for its extension to other establishments or classes of establishments, industrial, commercial, agricultural or otherwise. The Scheme has been progressively extended to cover employees in non-power using factories employing 20 or more persons and to commercial establishments.
VAJPAYEE HEALTH PLAN (to be Implemented Shortly)
This scheme is to improve access of BPL families towards quality medical care for treatment of illnesses involving Hospitalization, Surgery and therapies, through an identified network of Super Specialty care providers.
The scheme is intended to benefit below poverty line (BPL) families both in urban and rural areas of Karnataka in a phase wise manner. The pilot stage of the scheme will cover the following five Districts of Gulbarga Division.
Identification of these families will be based on BPL ration card issued by the Food and Civil Supplies Department, Government of Karnataka. This benefit will be restricted to only five members of a package.